Privacy Policy


Independent Contractors Benefits Association, Inc. (ICBA) does not distribute, share, rent, sell or otherwise disclose information obtained from visitors to the Site, (whether Personal Data or Communications), to third parties. Personal Information gathered on the Site is used for the express purpose of facilitating web-based enrollment of insurance products, and will not be shared with any other entities.


Independent Contractors Benefits Association, Inc. (ICBA) has security measures in place to protect the loss, misuse and alteration of the information under our control. These hardened security systems include firewalls, authenticated access to internal databases, and audit of regular procedures. The Independent Contractors Benefits Association, Inc. (ICBA) Data Center is housed in a highly secure, environmentally controlled location, with redundant connectivity to network services and a failsafe electrical supply. Access to the Data Center is restricted by use of keypad lock where the number combination is changed on a scheduled basis.

The security of Personal Information is protected during transmission by using 128-bit Secure Sockets Layer (SSL) software, which encrypts all information gathered on the Site. Independent Contractors Benefits Association, Inc. (ICBA) utilizes a registered secure certificate authority to provide secure e-commerce transactions, identity verification and authentication to the global web community.


By applying now, you won’t risk a cent. Because, if you change your mind during the first 30 days of your coverage, just tell us and we’ll refund your money in full provided no claims have been submitted.