What is Basic Health Insurance?
This limited medical benefit insurance is not major medical coverage, but it includes benefits for many common health expenses including:
- Doctor’s Office Visits
- Hospital Stays
- Laboratory Tests
- X-Rays
- Prescriptions
- Critical Illness Benefits
- Telemedicine with a $0 Copay
Why Choose?
Guaranteed Issue – No Medical Questions
Competitive Group Rates
Pays Cash Reimbursement Regardless of Any Other Insurance Coverage
No Deductible or Co-Insurance Issues
Individual and Family Coverage
Basic Health Plan Options
Choose from the following plan options based on the level of coverage you need and your budget.
Inpatient Hospital Confinement Benefit (Per Day)
Inpatient Surgery Benefit
Physician Office Visits
ER Benefit (1 Day Max)
Accident (Per Year)
Critical Illness Benefit
Prescription
Telemedicine
Inpatient Hospital Confinement Benefit (Per Day)
Inpatient Surgery Benefit
Physician Office Visits
ER Benefit (1 Day Max)
Accident (Per Year)
Critical Illness Benefit
Prescription
Telemedicine
Plan 1
Basic
Starting at
$65/month
$300
$1,000
$50 Benefit x 3 Days
$100
$5,000, 80%
$10,000
Discount Only
Included with $0 Copay
Inpatient Hospital Confinement Benefit (Per Day)
Inpatient Surgery Benefit
Physician Office Visits
ER Benefit (1 Day Max)
Accident (Per Year)
Critical Illness Benefit
Prescription
Telemedicine
Plan 2
Choice
Starting at
$94/month
$300
$1,000
$55 Benefit x 4 Days
$100
$10,000, 80%
$10,000
$100 Monthly Max
Included with $0 Copay
Inpatient Hospital Confinement Benefit (Per Day)
Inpatient Surgery Benefit
Physician Office Visits
ER Benefit (1 Day Max)
Accident (Per Year)
Critical Illness Benefit
Prescription
Telemedicine
Plan 3
Enhanced
Starting at
$149/month
$1,000 (First Day)
$500 (Per Day x 30)
$1,000
$65 Benefit x 5 Days
$250
$10,000, 80%
$10,000
$100 Monthly Max
Included with $0 Copay
Please note products are not currently available in AK, CO, CT, ID, KS, MD, ME, MT, NH, NY, RI, UT, VT, WA.
How It Works
See how our Basic Plans work in the video below.
Add-On Plans
Accident and Dental Coverage can be added to any Basic Health Plan for an additional cost.
Accident Insurance
Affordable health assistance alternative for accidents or unexpected critical illnesses.
Dental Insurance
A limited-benefit dental insurance plan that provides coverage for the most commonly occurring dental expenses.
Premiums will be conveniently collected from your credit or debit card upon enrollment and then automatically on the 20th of each month thereafter.
Please note: A monthly $3.00 administrative fee will be added to your total monthly premium during the enrollment process.
The insurance described in this proposal provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Limited Accident & Sickness Medical, Accidental Death and Dismemberment, Critical Illness, Prescription Drug, Dental and Vision Plan coverages are underwritten by AXIS Insurance Company. HealthSelect, CriticalMed and HealthAssist are not major medical insurance and are NOT designed to replace, provide, or modify major medical insurance. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your employer’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. Please keep this information as a reference. AXIS Insurance Company assumes no responsibility or liability for non-insurance services of third parties.
